DESCO Benefits

Blue Cross Blue Shield of MA:

• Medical plan: HMO Blue NE $2,000 deductible with Choice Cost Sharing (HCCS) and the PPO $3,000 deductible with HCCS medical insurance plan from Blue Cross Blue Shield. DESCO currently covers 70% of the health plan costs, while employees pay the remaining 30% via weekly paycheck deductions. Along with this plan, DESCO offers a Health Reimbursement Arrangement (HRA) for eligible employees and dependents to offset the higher deductibles. 
• Dental plan: Dental Blue Pedi & Adult insurance plan. DESCO covers 70% of the health plan costs, while employees pay the remaining 30% via weekly paycheck deductions. 
• Vision plan: DESCO covers 100% of the employee plan cost. Employees ONLY pay for their dependents, if any.

Flexible Spending Accounts: 

• DESCO offers Health and Dependent Care FSAs from Comprehensive Benefit Services. Flexible Spending Accounts can be used to put money aside per-tax to cover health or dependent care expenses.

Group Life Insurance:

• DESCO offers a $10,000 Group Life Insurance plan from Principal, which is 100% covered by DESCO.

Voluntary Life Insurance:

• Employee: Up to $300,000 in increments of $10,000
• Spouse: Up to $100,000 in increments of $5,000
• Child(ren): $10,000 (children under 14 days old receive $1,000 benefit)

Short Term Disability Insurance:

• Paid 100% by DESCO, this insurance covers the 60% up to $2000/week of your income if you’re temporarily disabled and can’t work for a short time (up to 13 weeks). 

Voluntary Long term disability insurance:

• Paid 100% by the employee, this insurance covers the 60% up to $10,000/month of your income if you’re temporarily disabled and can’t work for a short time. Your Elimination Period must be fulfilled before you start receiving Benefits. You will have completed your elimination period after 90 days.

Employee Assistance Program:

DESCO offers Employee Assistance Services, via Magellan Healthcare. Includes:

• In Person or Virtual Counseling: Meet with a licensed, EAP professional in person, via text message, or by live chat, video or phone sessions.
• Legal Financial and Identity Theft Services: Access legal Services, financial wellness, and identity theft resources.
• Lifestyle Coaching: Get help meet goals with the support of a coach, available by phone or video.
• Work-Life Web Services: Access webinars, live talks, and articles on topics such as child and elder care, education, parenting, and more.

Costco Membership:

• 100% Costco annual membership paid by DESCO.

Supplemental Benefits:

• DESCO offers a variety of supplemental voluntary benefits through AFLAC. Employees may choose to elect a benefit for themselves, as well as for their spouse and dependent coverage, and these supplemental benefits are 100% employee-paid.

7 Holiday Paid:

• New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Day after Thanksgiving and Christmas day.

Paid Time Off (PTO)

• Regular full-time and regular part-time employees are eligible for paid time off (PTO). Regular part-time employees receive paid PTO in proportion to the number of hours they normally are scheduled to work. You may use your PTO time as you wish/need. 

Fun Facts about DESCO:

• Employee Seniority Average: +10 years
• 2025 turnover: 2%
• 2025 employee retention: 98%
• We service 12 states
• We have 50 employees.
• Strong Anti-Racism culture!
• Customer retention: 95%
• Employees can participate in the General Lead Incentive Program and the Contract Lead Incentive Program. (Except Director of Operations)

Our company is woman owned and operated with over 50 years of excellence in service.  It is our promise to our customers to provide them with proactive communication and world class customer service. With high customer and employee retention, they know us and trust us to get the job done right.

DESCO acknowledges the unique background of all employees, including that each employee brings different strengths and areas of competence. DESCO commits to creating a culture where employees of every race, all ages, and all genders with varying beliefs are welcome and belong. DESCO actively works with the strength that comes from diverse backgrounds for the benefit of the entire company and each other. This is why our company continues to reassess its current culture to ensure we eliminate harmful practices. DESCO is committed to supporting our employees in taking care of their dreams, their families, and their passions.

DESCO knows continuing education is necessary to eliminate racism in any type or form. We will implement antiracist policies with the goal of impacting the community. Our commitment is to create a culture where every employee has equal opportunities within DESCO.